Small Business Loan Qualification Rates Span 58.6%–82.9% Across ClearValue Lending's Published Industries

Among the 13 industries with at least 20 completed applications on ClearValue Lending's legacy platform — the minimum sample size we publish at — qualification rates ranged from 58.6% for Adult Entertainment Industries (17 of 29 applications) to 82.9% for Restaurants (29 of 35 applications). A further 47 smaller industry groups, combined n=260, fell below the 20-application publish threshold and are not broken out individually.

Industry alone doesn't determine qualification — Construction (74.4%, n=90) and Trucking Services (73.8%, n=103), two of the largest industry cohorts in the dataset, sit in the middle of the range. The spread is wide enough that industry is a materially better predictor of qualification odds than a generic 'small business' base rate.

https://clearvaluelending.com/reports/stats/smb-loan-qualification-by-industry-2026