The Median Small Business Financing Request Is $75,000
Across 12,722 requested-amount entries on ClearValue Lending's legacy platform (excluding 10 entries above $5 million or at/below $0, treated as data-entry errors), the median requested amount was $75,000. The 25th percentile was $25,000 and the 75th percentile was $200,000 — half of all requests fell between those two figures.
This reflects what small businesses ASK for when they start an application, not what lenders ultimately approve or fund. ClearValue Lending's confirmed-funded sample (19 completed fundings in this export) is too small to publish a reliable funded-amount figure yet — treat the requested-amount distribution as a demand signal, not an approval benchmark.
This data point is part of ClearValue Lending SMB Financing Data Report 2026, ClearValue Lending's data report.
Read the full ClearValue Lending SMB Financing Data Report 2026 report →More Data Points
- 82.6% Qualification rate among completed applications
- 24.2 pts Spread between the highest- and lowest-qualifying published industries
- 1.25 / 1.30 Median buy rate / sell rate (factor rate)
- 29.1% Of coded decline reasons cited insufficient revenue
- 913 Applicants citing working capital as their intended use of funds
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https://clearvaluelending.com/reports/stats/smb-loan-requested-amount-2026