$44.8B

SBA guarantees in FY2025

FY2025 (Oct 2024 – Sept 2025) · U.S. Small Business Administration, September 2025

SBA Guaranteed $44.8 Billion to Small Businesses in FY2025

The U.S. Small Business Administration guaranteed $44.8 billion across 84,400 loans in fiscal year 2025 — representing one of the most sustained high-volume years in SBA program history. The 7(a) program, the SBA's primary working-capital vehicle, accounted for the majority of loan volume.

The SBA announced the change May 18, 2026 and it took effect July 4, 2026: the cumulative 7(a)/504 loan limit doubled from $5 million to $10 million per borrower, expanding access for established businesses seeking repeat or larger-scale financing.

Primary Source

SBA FY2025 Annual Press Release — SBA.gov, September 30, 2025

This data point is part of The State of Small Business & Consumer Finance 2026, ClearValue Lending's data report.

Read the full The State of Small Business & Consumer Finance 2026 report →

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https://clearvaluelending.com/reports/stats/sba-record-lending-fy2025