What is the Colorado Opportunity Fund?

The COF provides a per-credit stipend to eligible Colorado residents at public institutions, reducing tuition. Authorize it each semester through your school's financial aid portal. See cdhe.colorado.gov.

Should I take federal or private student loans in Colorado?

Exhaust federal loans and COF/Colorado Student Grant first. Federal loans offer income-driven repayment and forgiveness. Apply at studentaid.gov before any private lender.

Does Colorado have a student loan forgiveness program?

Colorado does not have a broad state forgiveness program. Colorado public employees and teachers may qualify for federal PSLF or Teacher Loan Forgiveness — see studentaid.gov.

What is in-state tuition at CU Boulder or CSU?

Visit colorado.edu or colostate.edu for current published rates. In-state tuition plus COF stipend is substantially lower than out-of-state for Colorado residents.

How do I compare private student loans in Colorado?

After exhausting federal and state aid, compare private lenders on APR and deferment terms. CDHE at cdhe.colorado.gov lists additional state programs.

Student Loans in Colorado

The Colorado Opportunity Fund (COF) provides a per-credit stipend to eligible in-state students at Colorado public institutions — reducing the cost of attendance by thousands of dollars over four years. The Colorado Student Grant adds need-based aid for lower-income residents. Colorado's public university system includes CU Boulder, CSU, and a network of community colleges.

More Colorado guides

Personal Loans in Colorado Auto Insurance in Colorado Homeowners Insurance in Colorado Renters Insurance in Colorado Mortgages in Colorado Auto Loans in Colorado Life Insurance in Colorado High-Yield Savings in Colorado

Student Loans by state

All states Alabama Alaska Arizona Arkansas California Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming