Should I take federal or private student loans in Kentucky?

Exhaust federal loans, KEES, and CAP Grants before any private loan. Federal loans offer income-driven repayment and forgiveness. Apply at studentaid.gov first.

Does Kentucky have a student loan forgiveness program?

Kentucky does not have a broad state forgiveness program. Kentucky public employees and teachers may qualify for federal PSLF and Teacher Loan Forgiveness — see studentaid.gov.

What is in-state tuition at UK or U of L?

Visit uky.edu or louisville.edu for current published rates. In-state rates are substantially lower than out-of-state for Kentucky residents.

How do I compare private student loans in Kentucky?

After KEES, CAP Grant, and federal loans, compare private lenders on APR and repayment flexibility. KHEAA at kheaa.com is the authoritative state aid resource.

Student Loans in Kentucky

Q: What is the KEES scholarship in Kentucky?

KEES is a merit-based scholarship funded by lottery revenue for Kentucky high school graduates at eligible Kentucky institutions. Awards grow with GPA and ACT scores. See kheaa.com.

Kentucky's KEES scholarship is a merit-based award funded by lottery revenue, available to Kentucky high school graduates at eligible Kentucky institutions. The CAP Grant provides need-based aid. Kentucky also operates the Work Ready Kentucky Scholarship for community and technical college students pursuing high-demand fields.

More Kentucky guides

Personal Loans in Kentucky Auto Insurance in Kentucky Homeowners Insurance in Kentucky Renters Insurance in Kentucky Mortgages in Kentucky Auto Loans in Kentucky Life Insurance in Kentucky High-Yield Savings in Kentucky

Student Loans by state

All states Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming