What state financial aid is available in Vermont?

Vermont Incentive Grants and the VSAC Advantage Loan (state-backed) are primary programs. Visit vsac.org for current eligibility and rates.

What is the VSAC Advantage Loan?

The VSAC Advantage Loan is a state-backed education loan for Vermont students — worth comparing against private lenders after federal aid. See vsac.org for current rates and terms.

Should I take federal or private student loans in Vermont?

Exhaust federal loans and Vermont state grants before the VSAC Advantage Loan and then private. Federal loans offer income-driven repayment and PSLF. Apply at studentaid.gov first.

Does Vermont have a student loan forgiveness program?

Vermont does not have a broad state forgiveness program. Vermont public employees and teachers may qualify for federal PSLF — see studentaid.gov.

How do I compare private student loans in Vermont?

After Vermont state grants, VSAC Advantage Loan, and federal loans, compare private lenders on APR, repayment, and cosigner release.

Student Loans in Vermont

Vermont's VSAC administers both state grants and the VSAC Advantage Loan — a state-backed education loan competitive with private lenders. Vermont has one of the smaller state university systems (UVM, Vermont State University); many Vermont students attend out-of-state schools. The VSAC Advantage Loan is portable to qualifying out-of-state institutions.

More Vermont guides

Personal Loans in Vermont Auto Insurance in Vermont Homeowners Insurance in Vermont Renters Insurance in Vermont Mortgages in Vermont Auto Loans in Vermont Life Insurance in Vermont High-Yield Savings in Vermont

Student Loans by state

All states Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Washington West Virginia Wisconsin Wyoming