What state financial aid is available in North Carolina?

NC Need Based Scholarship, UNC System Need-Based Grant, and FELS (forgivable loans for service) are key programs. Visit ncseaa.edu for current eligibility.

Should I take federal or private student loans in North Carolina?

Exhaust federal loans and NCSEAA state programs before any private loan. Federal loans offer income-driven repayment and PSLF. Apply at studentaid.gov first.

What is the FELS program in North Carolina?

FELS provides forgivable loans for students who commit to serving in critical-shortage fields (health, teaching) in NC communities. See ncseaa.edu for current eligibility and service requirements.

What is in-state tuition at UNC Chapel Hill or NC State?

Visit unc.edu or ncsu.edu for current published rates. In-state rates are substantially lower than out-of-state for NC residents.

How do I compare private student loans in North Carolina?

After NCSEAA programs and federal loans, compare private lenders on APR, repayment, and cosigner release.

Student Loans in North Carolina

NCSEAA administers the NC Need Based Scholarship for private college students and the UNC System Need-Based Grant for public university students. The Forgivable Education Loans for Service (FELS) program forgives loans for students who serve in critical shortage fields (health, teaching) in NC. UNC Chapel Hill, NC State, and UNC Charlotte offer competitive in-state tuition.

More North Carolina guides

Personal Loans in North Carolina Auto Insurance in North Carolina Homeowners Insurance in North Carolina Renters Insurance in North Carolina Mortgages in North Carolina Auto Loans in North Carolina Life Insurance in North Carolina High-Yield Savings in North Carolina

Student Loans by state

All states Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming