What state financial aid is available in Utah?

The New Century Scholarship and Utah Centennial Scholarship are primary programs. Visit ushe.edu for current eligibility and deadlines.

What is Utah's New Century Scholarship?

The New Century Scholarship provides a four-year institution award for students who complete an associate degree at a USHE institution by age 21. See ushe.edu.

Should I take federal or private student loans in Utah?

Exhaust federal loans and Utah state scholarships before any private loan. Federal loans offer income-driven repayment and forgiveness. Apply at studentaid.gov first.

Does Utah have a student loan forgiveness program?

Utah does not have a broad state forgiveness program. Utah public employees and teachers may qualify for federal PSLF and Teacher Loan Forgiveness — see studentaid.gov.

How do I compare private student loans in Utah?

After Utah state scholarships and federal loans, compare private lenders on APR, repayment, and cosigner release.

Student Loans in Utah

Utah's New Century Scholarship rewards early college completion — students who earn an associate degree by age 21 receive a scholarship for a four-year institution. The University of Utah and Utah State offer competitive in-state tuition. Utah's strong LDS institutional network (BYU, BYU-Idaho, BYU-Hawaii) provides additional options at distinct price points.

More Utah guides

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