What state financial aid is available in Oklahoma?

OTAG (need-based) and the Oklahoma Academic Scholars Program (merit) are primary programs. Visit okhighered.org for current eligibility and deadlines.

Should I take federal or private student loans in Oklahoma?

Exhaust federal loans and Oklahoma state grants before any private loan. Federal loans offer income-driven repayment and forgiveness. Apply at studentaid.gov first.

Does Oklahoma have a student loan forgiveness program?

Oklahoma does not have a broad state forgiveness program. Oklahoma public employees and teachers may qualify for federal PSLF and Teacher Loan Forgiveness — see studentaid.gov.

What is in-state tuition at OU or OSU?

Visit ou.edu or okstate.edu for current published rates. In-state rates are substantially lower than out-of-state for Oklahoma residents.

How do I compare private student loans in Oklahoma?

After Oklahoma state grants, federal loans, and OSRHE programs, compare private lenders on APR and repayment terms.

Student Loans in Oklahoma

Oklahoma's OTAG provides need-based grants to Oklahoma residents at eligible Oklahoma institutions. The Oklahoma Academic Scholars Program targets top-performing Oklahoma students with merit awards. University of Oklahoma, Oklahoma State, and University of Tulsa (private) are flagship institutions — OU and OSU offer competitive in-state tuition for Oklahoma residents.

More Oklahoma guides

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