What state financial aid is available in Ohio?

The Ohio College Opportunity Grant (need-based) and Ohio War Orphans Scholarship are key programs. Visit highered.ohio.gov for current eligibility.

Should I take federal or private student loans in Ohio?

Exhaust federal loans and OCOG before any private loan. Federal loans offer income-driven repayment and PSLF. Apply at studentaid.gov first.

Does Ohio have a student loan forgiveness program?

Ohio does not have a broad state forgiveness program. Ohio public employees and teachers may qualify for federal PSLF and Teacher Loan Forgiveness — see studentaid.gov.

What is in-state tuition at Ohio State?

Visit osu.edu for current published rates. In-state rates are substantially lower than out-of-state for Ohio residents.

How do I compare private student loans in Ohio?

After OCOG, federal loans, and ODHE programs, compare private lenders on APR and repayment terms.

Student Loans in Ohio

Ohio's OCOG provides need-based grants to Ohio residents attending eligible Ohio colleges. The Ohio War Orphans Scholarship targets dependents of disabled or deceased veterans. Ohio State, Case Western Reserve (private), and University of Cincinnati are among the flagship institutions — Ohio State's in-state tuition is competitive for Big Ten.

More Ohio guides

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Student Loans by state

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