What state financial aid is available in Minnesota?

The Minnesota State Grant is the primary need-based program. Visit ohe.state.mn.us for the full list of state programs and current deadlines.

Should I take federal or private student loans in Minnesota?

Exhaust federal loans and Minnesota State Grant before any private loan. Federal loans offer income-driven repayment and PSLF. Apply at studentaid.gov first.

Does Minnesota have a student loan forgiveness program?

Minnesota does not have a broad state forgiveness program. Minnesota public employees and teachers may qualify for federal PSLF and Teacher Loan Forgiveness — see studentaid.gov.

What is in-state tuition at the University of Minnesota?

Visit twin-cities.umn.edu for current published rates. In-state rates are substantially lower than out-of-state for Minnesota residents.

How do I compare private student loans in Minnesota?

After Minnesota State Grant, federal loans, and OHE programs, compare private lenders on APR, repayment, and cosigner release.

Student Loans in Minnesota

Minnesota's State Grant is one of the larger need-based state grant programs in the Midwest, providing significant awards to qualifying Minnesota residents. Minnesota also administers the Minnesota Indian Scholarship and various sector-specific awards. The University of Minnesota system offers competitive in-state tuition; Minnesota also participates in MSEP for certain out-of-state enrollments.

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