What state financial aid is available in Virginia?

VGAP (need-based guarantee for low-income students) and TAG (private college grants) are primary programs. Visit schev.edu for current eligibility.

Should I take federal or private student loans in Virginia?

Exhaust federal loans, VGAP, and TAG before any private loan. Federal loans offer income-driven repayment and PSLF. Apply at studentaid.gov first.

Does Virginia have a student loan forgiveness program?

Virginia does not have a broad state forgiveness program. Virginia public employees and teachers may qualify for federal PSLF and Teacher Loan Forgiveness — see studentaid.gov.

What is in-state tuition at UVA or Virginia Tech?

Visit virginia.edu or vt.edu for current published rates. In-state rates are substantially lower than out-of-state for Virginia residents.

How do I compare private student loans in Virginia?

After VGAP, TAG, and federal loans, compare private lenders on APR, repayment, and cosigner release.

Student Loans in Virginia

Virginia's VGAP guarantees grant aid equal to tuition and fees at any Virginia public institution for qualifying low-income students with a minimum high school GPA. The TAG provides grants to Virginia students attending eligible private Virginia institutions. UVA, Virginia Tech, and William & Mary are flagship public institutions offering competitive in-state tuition.

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