What state financial aid is available in Maryland?

Maryland administers 40+ scholarship and grant programs through MHEC including the Howard P. Rawlings Award. Visit mhec.maryland.gov for the full catalog and current deadlines.

Should I take federal or private student loans in Maryland?

Exhaust federal loans and MHEC state programs before any private loan. Federal loans offer income-driven repayment and PSLF. Apply at studentaid.gov first.

Does Maryland have a student loan forgiveness program?

Maryland offers loan assistance programs for healthcare workers in underserved areas and certain educators. See mhec.maryland.gov for eligibility. Federal PSLF also applies to Maryland public employees.

What is in-state tuition at UMD College Park?

Visit umd.edu for current published rates. In-state rates are substantially lower than out-of-state for Maryland residents.

How do I compare private student loans in Maryland?

After MHEC programs and federal loans, compare private lenders on APR, repayment terms, and cosigner release.

Student Loans in Maryland

Maryland administers numerous state scholarships through MHEC including the Howard P. Rawlings Educational Excellence Awards (need-based), the Guaranteed Access Grant for very low-income students, and various career-based scholarships for healthcare, teaching, and other public service fields. University of Maryland, UMBC, and Towson offer competitive in-state tuition.

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